The CFA Institute Statement of Investor Rights is a set of ethical principles designed to guide the conduct of financial professionals and to help investors understand the standards they can expect from those they engage. It applies to a wide range of financial products and services, including investment management, research and advice, personal banking, insurance, and real estate.

Core Investor Rights

When engaging financial professionals or organizations, investors have the right to:

1. Honest, competent, and ethical conduct that complies with applicable law.
2. Independent and objective advice based on informed analysis, prudent judgment, and diligent effort.
3. Your financial interests taking precedence over those of the professional or organization.
4. Fair treatment with respect to other clients.
5. Disclosure of any existing or potential conflicts of interest.
6. Understanding of your circumstances so advice is suitable and based on your financial objectives and constraints.
7. Clear, accurate, complete, and timely communications in plain language.
8. Explanation of all fees and costs, with information showing them to be fair and reasonable.
9. Confidentiality of your information.
10. Appropriate and complete records to support the work done on your behalf.